Simple, transparent pricing

Yes. The Free plan is permanently free and has no time limit. It includes manual portfolio tracking, net-worth calculation, an Expected Path forecast and the pension bridge check. New accounts also get 7 days of Plus first, with no card needed.

From subscriptions, and nothing else. Plus and Pro subscriptions pay for the service, including the Free plan. We never sell your data or show you adverts.

Free lets you build one plan manually, track your total and FI-eligible net worth, set an independence target and see a deterministic Expected Path forecast. Holdings can be recorded in any supported currency and are converted into your reporting currency.

Plus adds automatic prices for listed investments, portfolio history and performance, the spending plan, expenses and actual spending, the cash flow view, probabilistic forecasting with Monte Carlo simulations, stress tests, flexible spending, household plans, scenarios and what-if decisions, contribution phases, reports and exports, currency exposure analysis and up to five plans. Pro includes everything in Plus with AI statement and holdings imports, connections to AI assistants such as Claude and ChatGPT, unlimited plans and priority support. Plus includes one read-only broker connection and Pro multiple.

Yes. Every plan can record holdings manually. On Plus and Pro, listed shares, funds and crypto can also be tracked by ticker and priced from market data. Connected accounts from supported brokers sync periodically.

For supported brokers, yes, on Plus or Pro: Plus includes one connection and Pro multiple connections. Connections are read-only: they import the eligible accounts and investments the provider makes available, and sync periodically rather than in real time. Yield Clarity cannot place trades or move money. Other assets are tracked manually, and availability depends on the provider and your plan.

Supported brokers are listed in the app when you add a connection. Availability depends on the provider.

Yes. You can upgrade, downgrade or cancel at any time from your account settings. When you cancel, you keep access to paid features until the end of your current billing period.

All your data remains intact. Features exclusive to your previous plan become read-only and nothing is deleted. Broker connections follow the same rule: connections above a plan's allowance stop syncing but keep their imported data, and you choose which one stays active.

On Plus and Pro, reports export as PDF, CSV or JSON. A complete self-service account export isn't available yet; to request a copy of your personal data, email privacy@yieldclarity.com.

No. You can create a Free account without entering any payment details.

Yes. Every new account gets 7 days of Plus free, with no card needed and nothing to cancel. When the 7 days end you carry on with the Free plan, keeping all your data, unless you choose Plus or Pro. Anything beyond the Free plan's limits becomes read-only rather than being deleted.

Annual billing is charged once per year at a reduced rate. Plus is $120 per year (equivalent to $10 per month) and Pro is $500 per year (equivalent to roughly $41.67 per month). You save the equivalent of two months compared to monthly billing.

Displayed prices are exclusive of tax. Applicable taxes are calculated at checkout based on your location.

Connections to Yield Clarity are encrypted, and requests that access or change your account and plan data are authorised against your account and plan. Your financial data is never sold, shared with advertisers or used for marketing. Supported broker connections are read-only by design. They cannot trade or move money.